The next generation payment service
Unlock new markets and maximize your benefice with the best merchant experiences
Cost-effective
Customers pay directly with their bank. Skip intermediaries and their transaction fees.
Lightning-fast
Eliminating delays and streamlining your transactions with seamless efficiency.
Safe and Sound
Bank-Grade SCA and Two-Factor Authentication are built into our user flows.
Leave pain points behind, focus solely on growing your business.
Chargebacks are now a thing of the past.
Unlike card payments, there's no chargeback mechanism for open banking payments, as they don't pose the same vulnerabilities as cards. Without chargebacks, there can't be fraud.
Merge Web2 and Web3 seamlessly
Accept traditional payments with no KYC. Effortlessly integrate your smart contract logic with Inflow, all at competitive fees. Simplify your online transactions today.
Never be locked out with your money inside again.
Our system employs a self-custodial wallet, ensuring that no party, including ourselves, could freeze or ban your merchant account. We eliminate one of the biggest fears of merchants.
Offer a smooth and secure payment journey to your customers
1. User selects their bank
We've earned the trust of over 2000 banks spread across more than 60 different regions worldwide.
2. Authorizes payment on the bank app
Similar to a traditional payment process, the user securely authorizes the transaction using Face ID or other biometric methods within their bank's application.
3. Payment Confirmation and… That’s it!
Our seamless payment system ensures instant funds in the merchant's account, delighting customers and fostering long-term loyalty and satisfaction.
Empowering the vendors
By offering straightforward APIs, we simplify online payment access, granting seamless integration with our borderless Merchant account and beyond.
Payment Gateway API
Customers pay directly with their bank.
Skip intermediaries and their transaction fees.
International Merchant Account
By offering an international merchant account, we enable you to sell globally, providing you with the same opportunities available to the majority of the world.
Enterprise Grade Integration
As your company looking for the best and easiest payment service inflow give you the fastest payment integration into your project.
Payment Refunds
While our competitors may take several days to refund your customers, often with additional fees (causing a double loss for you, the merchants), we offer instant refunds with NO extra charges.
Customers Rewards
You, merchants, often stay with your payment providers for years, yet no loyalty system exists. We have one that rewards you from the start, and you can even pass those rewards on to your beloved customers!
The cutting-edge payment service for every sector
eCommerce
Give your users the payment experience they deserve with paying just with biometrics. No chargebacks with open banking. Just happy customers
Buy-Now, Pay-Later
We gain instant access to your customers spending habits, income and expense analysis, balance checks, and more, ensuring no fraud and providing a secure Pay Now, Pay Later service at the best price.
IGaming and Forex
Boost conversions and reduce fraud. Receive payments in two clicks.
Wealth Management
As a merchant, you can access highly liquid and safe investment options, allowing you to earn interest on your funds without any restrictions or lock-ups.
PSPs and EMIs
Integrate open banking now. Empower your customers with swift payments, instant payouts and embedded finance.
Web3 & Crypto
Accept traditional payments with no KYC.
Effortlessly integrate your smart contract logic with Inflow, the only platform offering such a unique option to its clients. Inflow is also the first open banking solution to include this feature in its offerings, all at competitive fees.
They are trusting us
Open
Fileverse
H7
Tempus Shop
Starknet
FAQ
You'll find a list of frequently asked questions. Should you have any additional queries, don't hesitate to contact us. We're here to help!
Software access is free, but we take a small transaction fee. Custom enterprise pricing is available upon request.
Never. Inflow is a provider of technology services, not a money service business or a funds transmitter. All transactions involving custody of funds are managed by licensed money transmitters, accredited custodians, and chartered banks
Absolutely. You can continue utilizing your existing payment providers while integrating Inflow to enhance your capabilities with alternative payment options and back-office automation via our API. Our API is designed to be simple and intuitive, ensuring that its integration is as fast and seamless as possible.
In all the countries where we are implemented, both international and local currencies are accepted.